Send, request and collect money with the people you know on Barota.
Each amount stays in its own currency, every fee is shown before you pay, and you can download a statement every month.
Free with every Barota account.
Money on Barota is deliberately plain
You can see where every amount came from, what it cost, and where it went.
Send money to members
Send to anyone on Barota by @username. You pay exactly the amount you choose; Barota's 1% fee comes from what they receive, shown before you send.
Request a payment
Ask for an amount with a description and a due date. They're told in their notifications, and the request waits in their Wallet under Requests, never in their personal messages.
Group collections
Collect for a gift or a trip with a shared link and a progress bar. Contributors pay exactly what they choose; Barota's 1% fee comes from what the organiser receives.
Each currency on its own
Barota never adds yen to euros. Each amount is shown and kept in its own currency.
A statement every month
Every transfer carries a reference, and each month's activity downloads as a CSV.
Your card stays private
Barota never sees your card number. It's held by our payment gateway, and Barota keeps only the last four digits.
A wallet for the business, not the owner
A business has its own Business Wallet, separate from its owners' own money. Only the business's owners can see its balance and payouts, and only an owner can withdraw, to an account in the business's own name. Staff see none of it.
Every fee shown before you pay
Barota's Wallet fees are few, and each one is shown before you confirm.
- Sending money, including scheduled payments: 1%, taken from what the recipient receives. The sender pays exactly the amount.
- A paid request: 1.5%, taken from the amount you receive.
- Group collections: 1%, taken from what the organiser receives. Contributors pay exactly what they choose.
- Standard withdrawal: free, and usually arrives in 1 to 3 business days.
- Instant withdrawal: 1%, with a minimum fee set for your currency.
- No fee has a cap.
Questions, answered
Does the Wallet cost anything?
The Wallet is free with every Barota account. Barota takes 1% from money received through a send or a collection, 1.5% from a paid request, and 1% for an instant withdrawal. Each is shown before you confirm.
Who can use the Wallet?
Anyone aged 18 or over.
What if the person I pay hasn't set up a payout account?
The money is held for up to 7 days while they connect one. If they don't, it's returned to you, and you're both told.
How do I get money out?
Withdraw to your bank: standard is free and usually arrives in 1 to 3 business days; instant costs 1%. There's a minimum withdrawal, set for your currency. You can make one withdrawal each day.
Can I cash out Barota Credits?
No. Credits can't be cashed out or given to another member. They're used inside Barota, for boosts and fees.
Can I see a record for my accounts?
Yes. Every transfer has a reference, and each month's activity downloads as a statement.
Send, request and collect, in your own currency.
The Wallet comes free with every account.
Join Barota